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“The Cheaper Route to your New Car or Commercial Vehicle”

0845 612 3341

Personal Contract Purchase (PCP)

Personal Contract Purchase (PCP) is a product developed to enable individuals to finance their vehicle whilst still retaining some or all of the benefits associated with a company car. As the agreement is written in your name the normal "benefit in kind tax liability" doesn't apply. This facility can also be offered to those employees not normally entitled to a company car. Low deposit followed by a fixed monthly charge means that it is easy to budget for and it is possible to provide all-inclusive maintenance and breakdown packages.

Who owns the vehicles at the end of the agreement?

The vehicle is supplied for a set period of time at a fixed rental. At the end of the agreement the driver may purchase the vehicle by paying the balloon payment (guaranteed future value) or simply return it to the finance company.

For more information please call one of our friendly staff on 0845 612 3341 or by emailing

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0845 612 3341

Our Guarantee

  • Brand new UK Main Dealer Supplied
  • Full manufacturers warranty
  • 12 months Road Fund Licence
  • 1st Registration Fee
  • Number Plates
  • Manufacturer Breakdown Cover
  • Excellent finance rates

Sonnauto UK Ltd is an active member of the Federation of Small Businesses