Skip Links

“The Cheaper Route to your New Car or Commercial Vehicle”

0845 612 3341

Personal Contract hire

Personal Contract Hire (PCH) is a new product for private individuals leaving a company car scheme or joining a new company that provides a car allowance, instead of a company car. It allows you the opportunity to finance a car using the most popular funding method used by companies.

PCH is available with or without a maintenance package (the maintenance package offering fixed cost motoring with no hidden extras) and is available for new cars or used vehicles up to 15 months old.

Who owns the vehicles at the end of the agreement?

You use the car for the designated period and at the end of the term the vehicle must be returned to the finance company and you start a new agreement with the vehicle of your choice.

PCH rates are exactly the same as quoted contract hire rates simply add 17.5% to the monthly rate (as VAT is not reclaimable for PCH) and PCH is available on all UK supplied cars but is not available on any "Grey Imports".

For more information please call one of our friendly staff on 0845 612 3341 or by emailing

Search for a new Car


Call us now on...

0845 612 3341

Our Guarantee

  • Brand new UK Main Dealer Supplied
  • Full manufacturers warranty
  • 12 months Road Fund Licence
  • 1st Registration Fee
  • Number Plates
  • Manufacturer Breakdown Cover
  • Excellent finance rates

Sonnauto UK Ltd is an active member of the Federation of Small Businesses